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LIVE
IT UP eNews!
January, 2006
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Hi there!
 You know, every day I feel grateful.
Grateful that the second breast scan I had before Christmas
showed no breast cancer. Grateful
for a loving supportive partner. Grateful
that I have two terrific kids. Grateful
for the clean air I breathe. Grateful
for my gorgeous cat. Grateful
I have a sense of humour. Feel
grateful, give thanks and see how it feels!
Warm
regards, Narelle
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3
Money Traps and 3 Solutions
Money issues can create a lot of stress, so
check whether you have succumbed to these money pits.
Shopped for a new car?
Grabbed another credit card recently?
Organised a short-term “payday” loan to get over the
Christmas hump?
Any of these 3 decisions can cost you huge
$$$$.
Why? Because
the costs associated with these are huge – from the interest payments
to the loss of value to you as soon as you purchase.
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A
new car loses anything up to 25% value in the first year.
That could be $10k!
-
Credit
card rates can be as high as 18%, and don’t be fooled by
“honeymoon” rates, the introductory low interest rate that
increases to higher than normal rates 6 months later.
Once those rates increase, if you have taken across your
credit card debt from another company, your interest payments will
be even higher if you haven’t reduced your debt while on the
introduction rate.
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Payday
loans are virtually unregulated– rates can be as high as 572% PA!!
You’ve worked hard for your money –
don’t give it away. Use your
thinking (cognitive) ability to figure out the best ways to increase
your money pool and reduce stress.
The
other loss you face is the opportunity costs.
This means the opportunity for investment returns you could have
made, if you had put that money into income producing assets.
Instead, try these tactics first:
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Buy
1 – 2 YO cars that have been well maintained and come with full
histories.
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If
you use credit cards for bills, do a budget.
See where it makes sense to spend on cards. Don’t use cards for Rewards Points – that will just get
you in deeper.
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If
your debts are out of control, talk to your creditors.
Offer a repayment plan that you can afford.
They will work with you
to reduce your debt.
I’m
not a financial planner, but as a psychologist, I can help with your stress levels!
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Max
Up!
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Mango
Mousse Smoothie
Place
all ingredients (pre-chilled) in a blender:
·
1 mango chopped
into small pieces.
·
¼ cup yoghurt of
choice
·
½ cup orange
juice
·
1/3 cup lemon
juice
·
1 tspn wheat germ
·
2 tblespns
coconut
Blend until smooth, then stir through pulp of a passionfruit for extra
deliciousness! Serve
in a tall glass with a sprig of mint, for a totally nutritious and
cooling effect.
Mangoes
contain good amounts of Vit C, Vit A and potassium to boost your immune
system and give you energy; plus they are high in total sugar content.
Delicious!
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The
Meaning of Abundance
When
I look at the word abundance, I break it up like this:
a
bun dance.
When
I get a mental picture of abundance, I see a group of people with their
arms in the air, wiggling their buns and dancing for all they’re
worth. It’s a gorgeous
sight and feels fantastic!
I
have led workshops in Abundance, and every time, we finished the program
with some fantastic ‘buns” dancing!
Do it, you’ll love it! What
does abundance really mean? To
have more than you need and want, in the areas of money, emotional
security, love, health and so on, so that you can if you want, give some
away. Love, Time, energy
and money are great assets to share with others.
Notice that money comes last though.
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